Because I’m self-employed I haven’t had so-called “health insurance” for over 10 years.
I don’t need it and I don’t want it.
And as of January 2017, my husband and I have saved over $145,000 by not carrying it. That’s enough to buy a small farm or pay for a heart attack in cash!
But in order to escape the 2014 Obamacare penalties I joined Samaritan Ministries in June 2014.
Samaritan Ministries is a Biblical, non-insurance approach to health care needs.
Every month the more than 64,000 households of Samaritan Ministries share about $23 million in medical needs directly—one household to another. They also pray for one another and send notes of encouragement.The monthly share for a family of any size has never exceeded $495. The monthly cost is even less for singles, couples, and single-parent families.
Today in 2017, my husband and I pay $440 a month as a couple. Some months the monthly share costs are reduced if there are few medical needs. What a privilege it is to be able to help share in another person’s health care bills and pray for them.
Joining Samaritan Ministries was the smartest thing I’ve done in the last 6 years. I only wish I had done it much sooner.
When I was diagnosed with a rare sub-type of melanoma in situ in July of 2015, the members of Samaritan prayed for me, sent notes of encouragement and helped to pay for all medical bills that were incurred for the resulting surgery and facial reconstruction.
My bills totaled over $6,500. I only paid the first $300 and was able to choose my own treatment and one of the finest Mohs surgeons in the United States to care for me. Most insurance companies would never have allowed that.
If you don’t know about Christian medical cost sharing programs maybe it’s time to find out.
Samaritan Ministries is who I trust and who I recommend. Be sure to tell them I sent you.